ENGLSHKUPASONLINE.COM – Hello Friends! Here are 6 Legal Online Loans Without Debt Collectors You Must Know!
Hey guys! Who doesn’t know about online loans, aka pinjol? Nowadays, pinjol has become a widely used financial solution.
But, you have to be careful, as there are many illegal pinjol that can be a headache if you miss a payment. High interest rates and unclear penalties can make things worse. So, it’s very important to know which pinjol are legal and registered with the Financial Services Authority (OJK).
This time, I want to share with you six legal pinjol that don’t use debt collectors if you miss a payment. Curious? Let’s check out the list below!
Legal Pinjol Without Debt Collectors
Modalku
Modalku is one of the safest legal pinjol you can use. The interest rate is only 17% per year with a tenure of up to 24 months. Loans at Modalku can start from just Rp100,000, perfect for small businesses or MSMEs.
UangMe
UangMe is also a legal pinjol that doesn’t use field debt collectors. The disbursement process is very fast, taking only 5 minutes if your loan application is approved. The loan limit can go up to Rp20 million with a maximum tenure of 6 months. So, if you need quick funds, UangMe can be a solution.
Tunaiku
Tunaiku is a legal pinjol with an easy application process. You only need your ID card to register. The interest rate is also low, only 2-5 percent per year. No hassle and no debt collectors, Tunaiku is perfect for you who need quick and safe funds.
Pinjam Duit
Pinjam Duit is another pinjol that doesn’t use field debt collectors. The interest rate is very low, only 0.3 percent. The disbursement process is also quick, within minutes after the review process is completed. So, if you need emergency funds, Pinjam Duit can be relied on.
Pinjam Yuk
Pinjam Yuk doesn’t use debt collectors to collect debts either. The requirements are very simple, you just need to be over 21 years old, have an income, ID card, and NPWP. If you meet all these requirements, you can apply for a loan immediately.
Uatas
Uatas is a legal pinjol without debt collectors with low daily interest rates, only 0.276% per day and service fees of 0.024% per day. If you miss a payment, the penalty is also low, only 0.30% per day. So, Uatas can be an option if you need a loan with minimal penalty risk.
So, those are six legal pinjol without debt collectors that you can try. Remember, always make sure you understand the terms and conditions of the loan before applying. Don’t rush and make sure it doesn’t become a burden in the future. I hope this information helps and you can choose the right pinjol for your needs. Good luck and hope it works out! (wda)
