In the current era, there must have been many people who use the latest mobile phones.
Moreover, it is not only used for speaking but also used as a tool for every activity, from shopping to moving to a bank or finance.
One of the things about financial factories that are closely related to digital is the presence of ATMs.
Now the ATM itself is very useful for the needs of bank customers, such as transferring money and getting cash to payment of claims.
Internet banking is an online banking service that works using internet technology.
The goal is to make it easier for customers to do business, from moving, and seeing the difference to making installment payments.
Well, generally internet banking access also only requires a smartphone or laptop, with an internet information connection.
Not only that, this service is also free, free charge, and easy and efficient to use.
Advantages of Internet Banking
Internet banking is an innovation, of course, its existence will provide benefits that make it easier for everyone.
If previously people had to go to a bank teller to do business or use an ATM or EDC machine, now only with a cellphone can do it.
So, what are the advantages of internet banking?
1. Efficient and Free
Customers can save time and fees in carrying out banking business.
Of course, this is very appropriate, especially with the existence of many citizen activities that continue to grow, especially in big cities.
Businesses can also be tried in a flexible way, if at all, anywhere.
2. More Efficient
Customers can carry out more financial business, and organize and create business agendas in one duration.
3. Banks are more efficient in operating costs
Of course, banks that have technology data systems and internet banking will be more efficient in operating costs because they do not need to open more agents.
4. Can Do Business for Daily Desire
You can buy electricity tokens, pulses, information packages to pay off installment card claims, internet, and even phone calls only via cell phone.
5. Quick Account Opening& Apply for a Loan
There are some banks that have initial facilities for fund accounts, term funds, and deposits via internet banking.
Moreover, there are also those who have a loan application facility.
6. View Currency Change Figures
If you plan to convert rupiah to dollars USD or other currencies, you can see how many legal conversion rates are.(*)